US saving rate-October of 2009

PERSONAL INCOME AND OUTLAYS: OCTOBER 2009

Personal income increased $30.1 billion, or 0.2 percent, and disposable personal income (DPI)
increased $45.7 billion, or 0.4 percent, in October
...
Private wage and salary disbursements increased $2.1 billion in October, in contrast to a decrease of
$6.2 billion in September. Goods-producing industries' payrolls decreased $3.3 billion, compared with
a decrease of $6.8 billion; manufacturing payrolls decreased $3.6 billion, compared with a decrease
of $0.3 billion. Services-producing industries' payrolls increased $5.4 billion, compared with an
increase of $0.6 billion. Government wage and salary disbursements increased $0.6 billion, in contrast
to a decrease of $1.7 billion.

...
Personal saving as a percentage of disposable personal income was 4.4 percent in October,
compared with 4.6 percent in September.

So,there is an increase in the "disposable personal income" by $45.7 billion , but the wages are up only by $2.1 billion .

Where is the diference?
The biggest part of the increase comming from the Other personal income.
And this contain the Proprietors income,renting income,dividens and so on.
So,the real income came to the asset owners,and they are tend to be the small percentage of the customers.
The new income will not generate any comsumption.